Consumer Law Newsletters

Air Carrier Access Act - Aircraft Accessibility

An aircraft delivered before April 1992 does not have to be made accessible until its interior is refurbished. At that time, the relevant accessibility features must be added.

Investments

The Home Ownership and Equity Protection Act (HOEPA) applies to "high-rate" or "high-fee" loans.

Magnuson-Moss Warranty Act - Prohibitions

When a warrantor issues a written warranty for a consumer product, the Magnuson-Moss Warranty Act prohibits the warrantor from doing the following things:(1) The warrantor may not disclaim or modify implied warranties;(2) The warrantor may not include "tie-in sales" provisions in the warranty; and (3) The warrantor may not include deceptive terms in the warranty.

The Fair Credit Reporting Act - Investigative Consumer Reports

An "investigative consumer report" is a consumer report in which information about a consumer's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer. An investigative consumer report does not contain information about a consumer's credit record that is obtained directly from the consumer or a consumer reporting agency (CRA).

The Textile and Wool Labeling Acts - Fiber Content Disclosure - Fiber Trademarks

Under the Textile Fiber Products Identification Act, the Wool Products Labeling Act, and their accompanying rules, a fiber trademark may be used on a fiber content label as long as it appears immediately next to the generic fiber name. The type or lettering of the trademark name and the generic name must be equally conspicuous and of the same size.