http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_axn=feed&type=rss_2.0 Untitled 4 http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000295&title=The+Care+Labeling+Rule+-+Overview&source=feed <STRONG>The Care Labeling Rule</STRONG> <P></P> <P></P> <P>The Care Labeling Rule of the Federal Trade Commission (FTC) is a federal law designed to provide consumers with care instructions for "textile wearing apparel," i.e., clothes, and... http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000295&title=The+Care+Labeling+Rule+-+Overview&source=feed http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000296&title=Broadcasting+Obscene%2C+Indecent%2C+and+Profane+Material&source=feed <STRONG>Obscene Material</STRONG> <P></P> <P></P> <P>Obscene speech is not protected by the First Amendment. In order to be obscene, the speech must meet the following three-prong test:</P> <P></P> <P>(1) An average person, applying contemporary... http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000296&title=Broadcasting+Obscene%2C+Indecent%2C+and+Profane+Material&source=feed http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000297&title=The+Textile+and+Wool+Labeling+Acts+-+Covered+Persons+and+Entities&source=feed <STRONG>Covered Persons and Entities</STRONG> <P></P> <P></P> <P>Generally, the labeling requirements of the Textile Fiber Products Identification Act (Textile Act), the Wool Products Labeling Act (Wool Act), and their accompanying rules apply... http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000297&title=The+Textile+and+Wool+Labeling+Acts+-+Covered+Persons+and+Entities&source=feed http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000298&title=The+Truth+in+Lending+Act+-+Advertising+Consumer+Credit+-+Open-End+Credit+Disclosures&source=feed <STRONG>Required Disclosures</STRONG> <P></P> <P></P> <P>Under the Truth in Lending Act, if an advertisement for open-end credit contains any of the "triggering terms" below, the ad must also contain the following information:</P> <P></P> <P>(1)... http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000298&title=The+Truth+in+Lending+Act+-+Advertising+Consumer+Credit+-+Open-End+Credit+Disclosures&source=feed http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000299&title=Home+Ownership+and+Equity+Protection+Act+-+Prohibited+Features+and+Practices&source=feed <STRONG>Prohibited Features</STRONG> <P></P> <P></P> <P>Under the Home Ownership and Equity Protection Act (HOEPA), a high-rate or high-fee loan may not contain:</P> <P></P> <P>(1) A balloon payment (i.e., the regular payments do not fully pay... http://www.baskinjackson.com/newsletters/Consumer-Law/?launch_pg=NewsletterDetailLayout&launch_sel=1000299&title=Home+Ownership+and+Equity+Protection+Act+-+Prohibited+Features+and+Practices&source=feed